you know you will not be able to get the qualifying years you need to get the full State Pension during your working life.you’re close to State Pension age and do not have enough qualifying years to get the full State Pension.You may want to pay voluntary contributions because: Why you might want to pay voluntary contributions You may also want to get financial advice before you decide to make voluntary contributions If you have reached State Pension age, contact the Northern Ireland Pension Centre to find out if you will benefit from voluntary contributions If you are below State Pension age contact the Future Pension Centre to find out if you will benefit from voluntary contributions. Voluntary contributions do not always increase your State Pension. Decide if you want to pay voluntary contributions You may also be eligible for National Insurance credits if you claim benefits because you cannot work, are unemployed or caring for someone full time.Ĭontact HM Revenue and Customs (HMRC) if you think your National Insurance record is wrong.
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